With the new ObamaCare plans we have received a lot of questions from seniors wondering if they are supposed to enroll in one of the new Bronze, Silver, Gold, or Platinum plans. The answer for the majority of seniors is… NO!
ObamaCare and Medigap
First things first: If you are a senior who is eligible for Medicare, you SHOULD NOT purchase an Affordable Care Act healthcare plan. If you are over 65 and you want to have a Medigap plan nothing will change for you in regards to what plans are available and how to sign up. Just get a Medigap quote here and enroll today.
There are some changes to Medigap coverage due to ObamaCare such as $0 preventive care, extended mental health benefits for seniors, and an effort to crack down on Medicare fraud.
Yes, a handful of seniors will purchase ObamaCare plans: those who have not had legal residency for 5 years will qualify for ObamaCare plans.
Everyone else: It’s business as usual. Call us at the number above if you have questions.