There is still some confusion ObamaCare’s Affordable Care Act (ACA).  Some of our Medicare Eligible clients  still wonder how will it affect them.

ACA is for those who are not Medicare Eligible.

If you Medicare eligible due to age, disability, or end stage renal disease, you will usually not want to enroll in an ACA plan.  There are, however, some seniors who are ineligible for Medicare who will need to apply for an individual plan through the ACA. Here is what they need to know:

  • You must be a legal resident for less than 5 years to be eligible for Medicare OR
  • You have been a legal resident over 5 years BUT you or your spouse haven’t paid into Medicare for 10 years.

Medicare Eligible? Do NOT Purchase a Obamacare plans

If you qualify for Medicare, you will not need to enroll in Obamacare’s ACA plans.  It is sometimes confusing because both Medicare and the ACA uses the word Open Enrollment.   Those who are Medicare eligible should focus on not missing their Medicare Deadlines.

For further question,  call us at the number above or at Senior65.com.