There are special circumstances often referred to as Guaranteed Issuance that will allow you to enroll in Medigap with no health questions asked. You can also modify your Medicare Advantage coverage or your Medicare Part D Drug coverage during this time. These opportunities are called Special Enrollment Periods (SEPs) and they are outlined below:

After January 1st 2020, the Medicare Access and CHIP Reauthorization Act (MACRA) will change Medicare Supplement plans in all states. It will change who can buy Medigap Plans F, High F, and C. As of 2020 only beneficiaries that do not fall into the category of “newly eligible” will be able to keep Plan F, High F and C.

It is more and more common for people to keep working beyond age 65 due to their Employer-Sponsored Insurance. Senior65.com generally recommends those over 65 to delay enrolling in Medicare part B if they are offered coverage through work (including spouses work). We all want to stay clear of paying Medicare late-enrollment penalties while avoiding gaps in coverage. This is where Senior65.com comes in to make sense of it all.

Aetna offers many Medicare Supplemental Medigap plans to help cover the gaps in coverage that Original Medicare leaves.

Medicare’s 2020 Annual Election Period (also known as Open Enrollment) kicks in on October 15th and finishes on Dec 7th.

The 3 new Medicare Supplement (Medigap) plans in California that now cover vision and hearing aids call for a well-rounded comparison from Senior65.com.

Hello. I turn 65 this month and have enrolled in a Plan F attained-age policy. Plan F will no longer be available for those new to Medicare after 2020. I am wondering if I should switch to Plan G while I can, in the next few months.

Medicare’s 2019 Annual Election Period (also known as Open Enrollment) starts on October 15th and ends on Dec 7th.

Most people are automatically enrolled in Medicare at 65, but should you delay? Maybe. Honestly, it depends on your situation. 1) You don’t have to automatically enroll in Medicare..

Recently we received the following message similar to others we have received over the years. We though we would post our exchange to give everyone a better understanding of Who is Senior65.com and how we work.