Remembering every deadline for Medicare Part A and B, Medigap (Medicare Supplement), Medicare Advantage and Drugs is just too difficult. That’s why we at Senior65.com have come with this cheatsheet that will help you easily find the deadline you’re looking for. We have broken up the deadlines into two parts: Initial Enrollment (when you are first eligible) and Special Enrollment (when you are allowed to enroll AFTER initial enrollment because of special circumstances such as existing coverage from work).

Hospital care usually has considerable cost, and it leaves seniors wondering what is covered and what they will have to pay for. That’s why Senior65.com is making this Medicare guide to Hospital Coverage.

CMS will provide a Special Enrollment Period (SEP) for individuals affected by severe storms, flooding, straight-line winds, and tornadoes who need to enroll in, disenroll from or switch Medicare health or prescription drug plans and have missed another enrollment period (i.e., either aging in or a SEP). This opportunity will be available in areas for which the Federal Emergency Management Agency (FEMA) has declared an emergency or major disaster and FEMA has determined they are eligible for Public or Individual assistance. It is available at the start of the incident period and runs for 4 full months.

There are a few health care options for senior or those who are Medicare eligible. Many end up with the three following item: 1) Original Medicare, 2) Medicare Supplemental, and a  3) Part D Prescription plan.

Blue Shield is temporarily allowing existing Medigap members* to enroll in their new Medigap Plan F Extra without underwriting approval. This is a rare opportunity as Blue Shield usually requires a health review before allowing members to switch to plan F Extra.

Hearing aids may seem unaffordable to many seniors, leaving them wondering if Medicare covers the costs. And, if not, how will they pay for their hearing aid costs, that can range to several thousand dollars.

It is important to know how the dates work when enrolling in Medicare to get the most out of it. Initial enrollment in Original Medicare, Part A or Part B, happens automatically if you are about to turn 65 and already getting Social Security or Railroad Retirement Benefits. If not, you will need to sign up for Medicare Part A and/or Part B during the Initial Open Enrollment.

Centene, a major insurance company that has widely expanded under the Affordable Care Act, announced its intention to buy WellCare, a smaller company based in Florida, for about $15.3 Billion. This deal would mean the creation of a health care giant selling health plans under the huge government programs Medicare and Medicaid. The combined company is expected to cover 22 million people in all 50 states.

Following CVS Health’s acquisition of Aetna there are some questions to be answered about how this affects Medicare Insurance, specially Part D…

To add up to the Medicare confusion comes this question: “What happens if I enroll in Medicare, then go back to work using my employer’s insurance, then leave work again?” Well it is more simple than it sounds. It follows the same rule as if you had left work coverage after turning 65. You get a Special Enrollment Period which you can use to enroll back into Medicare.