Part B Excess charges occur when a doctor overcharges Medicare more than the Medicare-approved amount, up to a maximum of 15%. This happens when the healthcare provider does not accept Medicare assignment and decides to charge on top of that.

Most states allow seniors to switch Medigap plans at anytime of the year by answering health questions. Washington State, on the other hand, allows you to switch your Medigap to another Medigap without going through medical underwriting. This can also be done all year long and the only exception is Medigap Plan A, which does not offer this chance.

Medicare Advantage plans can really cost you $0 per month. Let us explain how this is possible.

Many of our clients ask us to help them switch from Medigap Plan F to Medigap Plan G. We can do this and have done this hundreds of times. The reason is simple: Plan G is less expensive than G and there is speculation that because of the…

Blue Shield of California has just introduced its brand new Medicare Supplement Plan G Extra. This plan has all the benefits offered by regular Plan G and includes extra benefits such as vision, hearing aid, physician consultation, over-the-counter items benefits, SilverSneakers, and NurseHelp 24/7 benefits.

You are turning 65 and everything you’ve known about health insurance is now different. Senior health plans are very different from anything you’ve experienced in the past. We’ve broken down the 3 things a senior needs to secure their health coverage.

There a number of Medigap Plans out there, around 10 and 12 depending on your state. The important thing is to understand that these are standardized plans that have the same network of doctors as Medicare.

Blue Cross Blue Shield Georgia is now offering three packages to complement your Medicare Supplement plan. These are Standard, Premium and Premium Plus packages that provide you with extra benefits such as packaged dental and vision coverage.

There are a lot of Medicare Supplement (Medigap) Plans out there. We know it can be overwhelming. The trick is to understand that there are only a few plans based on price and benefits worth considering.

Prescription drug coverage can be a little confusing because most people are used to having their prescriptions covered under their traditional PPO or HMO prior to turning 65, but that isn’t always the case for seniors. We have broken down how prescription plans…