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2020 Medicare Parts A & B Premiums and Deductibles

November 13, 2019 /// No Comments

Medicare’s 2020 premiums, coinsurance and deductibles make up the majority of your spending, however there are hidden costs, including…

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Medigap Plan F in 2020

November 13, 2019 /// 2 Comments

Plan F is not going away. As part a new law, Medicare Supplement Plan C and F will ONLY be available to those who turned 65 prior to January 1, 2020.

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Blue Shield Plan F Extra Medicare Supplement Explained

November 12, 2019 /// 37 Comments

Blue Shield of California is now offering Medicare Supplement Plan F Extra with hearing and vision benefits

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How does California’s Medigap Birthday Rule work?

November 12, 2019 /// 113 Comments

California’s Medicare Supplemental Insurance law (AKA “Birthday Rule”) allows Medigap members to switch to a different insurance plan or provider during the 60 days following the members month of birth. To take advantage of this rule, you must:

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Health Net’s Innovative F Medigap plan

November 12, 2019 /// 18 Comments

Health Net of California announced today that they will be offering hearing and vision benefits as part of their new Innovative Plan F Medicare Supplement (Medigap) Plan.

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Anthem Blue Cross Innovative Plan F Medigap

November 12, 2019 /// 68 Comments

Anthem Blue Cross Innovative Medigap Plan F is the first Medigap plan available in California, Nevada and Kentucky that offers bundled vision and hearing aid benefits

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Do You Need Medicare Part B?

November 6, 2019 /// 78 Comments

Ever wonder if you really need Medicare Part B? For most people over 65 the answer is yes. Read on to learn about the exceptions to the rule.

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Medicare Part D Drug Penalty

October 15, 2019 /// 6 Comments

The late enrollment penalty is an amount that may be added to a person’s monthly Part D premium. A person enrolled in a Medicare drug plan may owe a late enrollment penalty if he or she goes without Part D or other creditable prescription drug coverage after the end of his or her Initial Enrollment Period for Part D coverage.

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Can I get a Medigap plan if I am under 65?

September 21, 2019 /// 2 Comments

It is not required by federal law for insurance companies to sell Medigap policies to people under 65 years of age. Many states, however, have separate laws that require a Medigap option for Medicare-eligible individuals who are under 65. That means that under 65 individuals may or not be able to purchase a Medigap plan depending on which state you live in.

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Switching Medigap Plans? Here are your Options

September 19, 2019 /// 48 Comments

If you live in a state that offers a Medigap Birthday Rule or Medigap Anniversary rule, you can switch plans every year without having to answer medical questions. There’s one small catch…

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