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Confirmed Special Enrollment Period: COVID-19

May 23, 2020 /// 3 Comments

CMS has declared that individuals meeting the requirements listed in the original COVID-19 SEP announcement can enroll, dis-enroll, or switch Medicare Advantage and Part D plans until June 30, 2020.

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Health Care Insurance: Medigap and Medicare Advantage

May 23, 2020 /// No Comments

Seniors health care insurance has three main components. We have found the right combination for you: 1) Original Medicare leaves you open for major medical expenses unless you also have…

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Health Net First Medigap to Cover Acupuncture and Chiropractic

May 15, 2020 /// No Comments

Acupuncture and Chiropractic serve as different ways to decrease pain or make it more manageable. Medigap Innovative G in California is now covering both of them.

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Medicare now covers Acupuncture: 2020 Coverage Update

May 12, 2020 /// 8 Comments

Until 2020, Medicare did not offer any coverage for Acupuncture, an alternative chinese technique based on inserting needles into the body to stimulate specific points. Now Medicare has finally decided to cover Acupuncture.

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Medigap for those on Medicare

April 10, 2020 /// 2 Comments

Senior Healthcare Insurance, known as Medigap, is more important than seniors might think. Only having Medicare leaves a senior vulnerable if they were to travel outside of the United States, diagnosed with cancer, and…

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Medicare Supplemental Health Insurance Plans: Medigap

April 9, 2020 /// 2 Comments

Seniors want to get the most health coverage, Medigap provides that. If you only have Medicare it could cost you up to $1 Mil a year in out-of-pocket costs because…

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Medigap Under 65 State Rules

April 2, 2020 /// 19 Comments

Americans under 65 (U65) are able to enroll in Medicare due to disability or ESRD (End Stage Renal Disease). Some states require that you need to receive disability benefits for at least two years before you can enroll in Medicare. If you qualify for Medicare then you MAY also be able to enroll in Medigap to get additional coverage. There has been a lot of confusion on this subject due to state and federal laws, so we have created this article to help break down U65 Medigap by state.

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Does Medicare cover Coronavirus?

April 1, 2020 /// 2 Comments

According to the Centers for Disease Control and Prevention (CDC), older adults and people who have severe chronic medical conditions like heart, lung, or kidney disease are at risk for more serious COVID-19 complications.

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What happened to the Medicare Drug Donut Hole in 2020?

April 1, 2020 /// 4 Comments

Medicare Part D’s Donut Hole can leave significant costs for those 65 and over. However, the percentage you pay out of pocket each year has been decreasing for a few years now, but there are no more planed reductions in 2020

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Does Medicare Cover Acupuncture or Chiropractic?

March 31, 2020 /// 70 Comments

Acupuncture and Chiropractic are of the most utilized complementary care to Medicare. But what at what cost?

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